If 2025 taught the real estate market anything, it’s that “normal” is no longer a reliable benchmark. Working directly with borrowers throughout the year gave us a ground-level view of where deals stalled, where banks pulled back, and how experienced investors adapted...
In Oregon’s evolving housing market, builders and investors often face a strategic decision: pursue speculative construction (spec builds) or focus on pre-sold, contract builds designed for individual buyers. Both approaches have merit, but understanding the...
Founded in 1973, the Oregon Community Foundation (OCF) is a non-profit whose mission is to improve the lives of Oregonians through philanthropy. Gifts to the OCF are channeled via grants to a variety of community-based non-profits around the state. In reaction to the...