Meet The Team

Principal & CEO

Mary Merriman

Mary is a native Oregonian and University of Oregon graduate with over 40 years of experience in commercial and consumer lending. She has held executive leadership roles throughout her career, including Chief Credit Officer and senior positions in credit administration. For a decade, she led an economic development lender and served as Executive Director of one of Oregon’s largest SBA-certified development companies.

Mary brings deep expertise across all areas of commercial, residential mortgage, and construction lending for both businesses and consumers. Her extensive background spans finance, fund and credit administration, bank management, and public-sector economic development. Having navigated multiple economic cycles in Oregon, she offers sharp insight into both the risks and opportunities that shape the local lending landscape.

Mary is a licensed mortgage loan originator (NMLS #811599).

Principal & CDO

Steven Yett

Steven holds a Bachelor of Science in Finance and Accounting from the University of Oregon and completed executive-level coursework at MIT’s Center for Real Estate in 1999. He is an experienced investor, developer, and manager of over 400,000 square feet of retail, office, industrial, and residential properties in the Eugene/Springfield area, with a portfolio valued at over $60 million.

In addition to his development work, Steven has been an active private lender for more than 20 years. His deep experience in finance and real estate provides a strong foundation for both lending and investor management. He is a licensed commercial real estate broker and mortgage loan originator (NMLS #1577809).

Principal & COO

Zach Smith

Zach is an experienced private lender committed to helping real estate investors succeed. Before joining Cetan Funds, he built and operated several small businesses in Eugene and Springfield, gaining hands-on insight into every facet of launching, scaling, and managing a business. These experiences shaped his belief in the importance of integrity, loyalty, and exceptional service.

An active real estate investor himself, Zach is passionate about helping Oregon developers, builders, and small businesses achieve strong returns while contributing to the region’s growth. He serves as Principal and COO of Cetan Funds, where he oversees daily operations, business development, loan origination and underwriting, portfolio management, investor relations, and fund operations.

Zach is a licensed mortgage loan originator in Oregon (NMLS #1748167). He earned his B.A. from the University of Oregon, graduating from the Robert D. Clark Honors College with a major in Psychology and minors in Business Administration and Spanish.

Associate & Office Administrator

Kim Voorhies

Kim is a Eugene native with over 30 years of experience in the financial industry. She began her career at a local community bank and has since held a variety of roles, including Loan Accounting Supervisor and Assistant Loan Operations Manager. Her background also includes several years with a local government agency, where she supported borrowers through Small Business Administration and Economic Development loan programs.

Kim is passionate about helping clients and investors reach their financial goals. At Cetan Funds, she oversees loan operations and office administration and supports investor relations.

Lending Specialist

Leah Hamilton

Leah is a native Oregonian from the Eugene area with 15 years of experience in the financial industry. Over the past decade, she has specialized in commercial loan documentation and loan support, developing strong expertise in document preparation, insurance coordination, title review, and working with title companies.

Known for her precision and reliability, Leah plays a key role in streamlining the lending process. She enjoys collaborating with the Cetan Team and helping deliver creative solutions for clients.

Associate & Loan Officer

Landon Matta

Landon is a lifelong Oregonian with a Bachelor of Science in Accounting and Economics from Linfield College. Before joining Cetan Funds, he built a strong foundation in both public and corporate accounting, developing the precision, integrity, and analytical mindset he brings to every client relationship.

As a licensed CPA and mortgage loan originator in Oregon (NMLS #2524246), Landon combines financial expertise with a genuine passion for real estate. He is dedicated to helping borrowers structure smart, efficient financing to reach their investment goals.