About Us
MISSION
Be the premier private money lender for real estate developers, builders, small businesses and residential housing investors.
YOUR PREMIER HARD MONEY LENDER
FOR OREGON REAL ESTATE
Cetan Funds is a hard money lender making private loans to real estate developers, builders, investors, and small businesses. We are based in Eugene, Oregon, and serve the entire state. Our team has over 40+ years of local lending experience and nearly 30 years in local real estate development.
OUR MISSION
Our mission is to be the premier hard money lender in Oregon for real estate developers, home builders, residential and commercial contractors, small businesses and residential housing investors. We pride ourselves on being a modern lending company with traditional core values. In our day-to-day dealings, we maintain integrity, fairness, transparency, and commitment to the success of our investors and borrowers.
OUR PHILOSOPHY
Our name embodies the qualities we aspire to; Cetan (pronounced seet-n) is a word from Lakota tradition, meaning ‘hawk spirit.’ The name is associated with keen vision, speed, and loyalty.
As the preferred hard money lender in Oregon, we provide an efficient and flexible lending experience, while also offering our advice, counsel, and referrals to help borrowers succeed. We help real estate investors, builders, developers, and small businesses build wealth through real estate. If they win, we win and our investors win. Therefore, we do everything we can to support borrowers and their projects from start to finish.


OUR PRIVATE LOAN PROGRAMS
Visit our Loan Programs Page to learn more about our loans for the following projects:
- Residential Construction Loans
- Residential & Commercial Bridge Loans
- Fix & Flip Rehab Loans
- Commercial Construction Loans
- Land Acquisition & Development
- Small Business Purchase & Refinance of Real Estate
We can also customize a loan product to suit your needs. If your scenario does not fit with one of our main loan products, contact us so we can help you find the loan that is right for you.
THE CETAN ADVANTAGE
The Cetan Advantage is what makes us stand out from any other private money lender in Oregon. We adhere to the following principles to ensure a positive experience for our clients:
Expertise
Partnership
Efficiency
Flexibility
Integrity
The Team

Mary Merriman
CEO & Principal

ZACH SMITH
Principal & Lending Officer

KIM VOORHIES
Associate & Office Administrator

KATHY METZLER
Office Specialist