About Us

MISSION

Be the premier private money lender for real estate developers, builders, small businesses and residential housing investors.

YOUR PREMIER HARD MONEY LENDER
FOR OREGON REAL ESTATE

Cetan Funds is a hard money lender making private loans to real estate developers, builders, investors, and small businesses. We are based in Eugene, Oregon, and serve the entire state. Our team has over 40+ years of local lending experience and nearly 30 years in local real estate development.

OUR MISSION

Our mission is to be the premier hard money lender in Oregon for real estate developers, home builders, residential and commercial contractors, small businesses and residential housing investors. We pride ourselves on being a modern lending company with traditional core values. In our day-to-day dealings, we maintain integrity, fairness, transparency, and commitment to the success of our investors and borrowers.

OUR PHILOSOPHY

Our name embodies the qualities we aspire to; Cetan (pronounced seet-n) is a word from Lakota tradition, meaning ‘hawk spirit.’ The name is associated with keen vision, speed, and loyalty.  

As the preferred hard money lender in Oregon, we provide an efficient and flexible lending experience, while also offering our advice, counsel, and referrals to help borrowers succeed. We help real estate investors, builders, developers, and small businesses build wealth through real estate. If they win, we win and our investors win. Therefore, we do everything we can to support borrowers and their projects from start to finish.

funding a nice new home is now possible with Cetan Funds
Cetan is a word from Lakota mythology meaning hawk spirit

OUR PRIVATE LOAN PROGRAMS

Visit our Loan Programs Page to learn more about our loans for the following projects:

  • Residential Construction Loans
  • Residential & Commercial Bridge Loans
  • Fix & Flip Rehab Loans
  • Commercial Construction Loans
  • Land Acquisition & Development
  • Small Business Purchase & Refinance of Real Estate

We can also customize a loan product to suit your needs. If your scenario does not fit with one of our main loan products, contact us so we can help you find the loan that is right for you.

THE CETAN ADVANTAGE

The Cetan Advantage is what makes us stand out from any other private money lender in Oregon. We adhere to the following principles to ensure a positive experience for our clients:

Expertise

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Leverage our 60+ years of lending and real estate development experience in Oregon to shape the right loan for you and get the help you need when you need it if your project hits a snag.

Partnership

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Build a relationship with us. We’re ready to be your long-term funding partner and help you with multiple projects. Count on us to be creative and responsive.

Efficiency

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Fast, in-house valuations. Get an underwriting answer in 2 – 4 days and fund it quickly — often as fast as 7 days. We value prompt response times and get you the answers you need as quickly as possible.

Flexibility

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Receive a loan tailored to your needs. We know that projects change, so we adapt and provide loan terms that fit your situation.

Integrity

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We’re with you every step of the way to ensure mutual success. We operate with a culture of transparency and fairness. We’ll always have your back.

The Team

Mary Merriman

Mary Merriman

CEO & Principal

ZACH SMITH

ZACH SMITH

Loan Officer

KIM VOORHIES

KIM VOORHIES

Office Administrator

KATHY METZLER

KATHY METZLER

Office Specialist