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Find helpful resources from Cetan Funds here including our Maximum Allowable Offer Calculator.

Cetan Funds is a Proud Member of

Cetan Funds is a Proud Member of

Excellent
Based on 20 reviews
Melissa Brown
Melissa Brown
We recently completed our first development project and we’re so grateful to have found Cetan Funds! Zach Smith is a fantastic partner and I’m sure we’ll be working together again soon. All of their processes from underwriting, closing costs, draw issuance, to uses of contingency funds is very transparent and clear. Additionally, everything is geared towards the needs of a GC, common sense practices and quick turn around for stage approvals and draws to get subs paid. I never lost my timeline, which was frankly my biggest fear when evaluating lenders- many of which have cumbersome draw procedures that build in unnecessary delays. None of those hinderances with these guys. I’m so very grateful to have a successful project under my belt- I sincerely believe with another lending partner and the market changes we saw in 2023- I may not have been so fortunate. If you’re building or renovating in Oregon and need a good hard money lender- I recommend Zach Smith and Cetan Funds with the highest endorsement! Ryan Brown Dovetail Custom Homes
Chris Watkins
Chris Watkins
I had a great experience working with Zach and Mary at Cetan for a recent whole-home renovation project. They have a ton of local market expertise, are very upfront and communicative, quick with draw payments and excited to help investors close more deals. I'll be using them for all of my rehab and development projects moving forward.
Joe Jumalon
Joe Jumalon
Zach was great to work with and kept the process simple.
Todd Oliver
Todd Oliver
I have worked with Cetan Funds on two projects now and their service is impeccable. In a tight real estate market where multiple offers are being made and proof of funds is such an important aspect of an offer, their team has always provided a prompt and friendly response. Automatic withdrawal and no early repayment fees has made my experience even that much easier. Thanks to Zach and the team at Cetan Funds. Todd Oliver The House Whisperer LLC
Jake Payne
Jake Payne
My first experience with Cetan Funds was great. I worked one on one with Zach and he was a huge help during the process. I have already recommended them and plan to work with them again in the future.
D G
D G
We just closed a deal with Cetan Funds on August 9th, 2021. Their firm helped my client Mike secure a great duplex and solve some very challenging closing hurdles three days before signing. This deal wouldn't have been possible without Cetan Funds. Highly recommend Zach Smith to any investor, builder, house flipper, or developer - Thank you again!
Roy Patt
Roy Patt
I have done several deals with Cetan Funds (my rep is Zach Smith) as well as referred clients to them. My experience as well as my clients has always been top notch. The way they structure their loans, and the amount they lend and flexibility they offer in length and terms is the best I have found. But that is not even the best reason to work with them. They respond right away to any and all questions with informative and accurate information. They do what they say they are going to do and when they say it will be done. Believe me when I tell you that is not always the case with other lenders. Lastly, they keep you posted on transactions all they way from beginning to end. I highly recommend them. Roy Patt. Keller Williams Realty Umpqua Valley.
Layne Bouche'
Layne Bouche'
Cetan Funds was great to work with from start to finish. Great communication and easy terms. If we flip another one in Portland we will definitely use Zach again!
Loren Henderson
Loren Henderson
Zach was great to work with. He was very helpful answering my many questions and the whole thing went off without a hitch. They made it simple to understand the loan process and the communication was great. I will definitely work with Cetan Funds and Zach in the future.
Rodney Rush
Rodney Rush
Zach and Cetan Funds were great to work with, they were efficient and it allowed me to complete a great project.