Cetan Funds recently funded a fix and flip loan on a manufactured home in Winston, Oregon. This property in Douglas County between Eugene and Grants Pass is a prime example of how Cetan Funds helps serve small-town Oregon. Many lenders do not lend in small towns or on rural properties. As a result, much of Oregon is excluded from their lending territory. As a local, direct, private money lender, Cetan Funds can lend anywhere in our beautiful home state.

In this case our borrower got a great deal on the purchase of this manufactured home. In areas like Winston, manufactured homes hold their value well and offer local residents an affordable entry-level option for homeownership. After some cosmetic renovations, the property was quickly ready for sale. What was once a rundown filthy eye-sore, will now make a wonderful new home for a small family in this small community.

Loan Purpose

Fix and Flip

Cetan Funds offers fix and flip loans for the purchase, renovation and resale of residential property in Oregon and SW Washington. These loans are perfect for both new and experienced real estate investors looking to improve homes and communities while pursuing a profit from their hard work. Cetan’s fix and flip loans typically fund up to 90% of the project costs. The loan includes funds for the repairs to the property. These loans are typically 6 to 12 months with interest only charged on the outstanding balance. Borrowers on fix and flips use leverage to maximize their return on investment and quickly rehab and resell their investment for a profit. 


Winston, Douglas County, Oregon

Loan Terms

$145,000 at 12.0% interest only on funds drawn for 6 months

Manufactured Home Fix and Flip Loan in Winston, Oregon
Manufactured Home Fix and Flip Loan in Winston, Oregon
Manufactured Home Fix and Flip Loan in Winston, Oregon

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