Cetan Funds is proud to offer fix and flip loans in Eugene, Oregon. Our loans have flexible terms, fast funding timelines, and can fund up to 90-95% of project costs and up to 75% loan-to-after-repair-value. We can work with both experienced and new investors. Appraisals are typically not required, and we can close as quickly as 3-5 business days. Financing for repairs, if needed, is funded on a credit line that can be drawn upon as work is completed. Interest is only charged on the funds drawn.
If you’re interested in fix and flip loans in Eugene or if you have a project you would like to discuss, please contact us and we would be happy to see if a loan from Cetan Funds would be a good fit for you and your project.
Residential Rehab Fix & Flip Loan in Eugene, Oregon
Feb 15, 2026 | Recently Funded
Cetan Funds recently funded a residential rehab fix and flip loan for a property in Eugene, Oregon. The home was sold as a contractor special, with renovations left partially completed by the previous owner, creating a clear opportunity for a value-add rehab.
The property is located in an established Eugene neighborhood and features strong fundamentals, including attractive golf course views. However, unfinished work and deferred updates made it a poor fit for conventional financing. Our borrower stepped in with a plan to complete the renovation and reposition the home for resale.
The scope of work includes finishing the incomplete construction and completing a full cosmetic refresh. Planned updates focus on the interior layout, kitchen, bathrooms, flooring, paint, and other key finishes needed to bring the property to market-ready condition. The goal is a clean, efficient rehab that maximizes appeal without expanding the home’s footprint.
This project was well suited for private money. The condition of the property and the short-term fix and flip strategy required a flexible lender comfortable underwriting an incomplete asset and a defined renovation plan. We worked closely with the borrower to structure a loan that supported the rehab timeline and execution.
Check out the listing here: Residential Rehab Fix & Flip Loan in Eugene, Oregon
Loan Purpose
Location
Loan Terms
$975,000 at 11.0% interest only on funds drawn for 12 months
Funded Fix and Flip Finished in Eugene, Oregon
Dec 15, 2023 | Recently Funded
Cetan Funds recently funded this fix and flip project in Eugene, Oregon. The clients are seasoned, repeat borrowers of Cetan and bought the property at a great discount from a wholesaler. They immediately went to work on the renovations. This property needed a cosmetic rehab including kitchen and bath updates, new flooring, paint and appliances. The work was done, as usual, with speed and great attention to detail.
The property is now listed for sale and the borrowers anticipate a solid profit on this project. Given our long-term partnership with these clients, they have only a small amount of their own funds into the deal. This allows them to preserve their capital and maximize their return on investment for each of their projects. This one certainly turned out great! Check out the listing here: Fix and Flip in Eugene, Oregon.
Loan Purpose
Location
Loan Terms
$291,000 at 11.0% interest only on funds drawn for 6 months
Upon completion, rather than being stuck with one investment property, they will have created three starter homes to sell to aspiring homeowners in Eugene/Springfield. Homes in this price point in South Eugene are hard to find, so we’re all confident they will sell and sell quickly once finished.
LOAN PURPOSE
LOCATION
LOAN TERMS
$725,000 at 11% interest only on funds drawn for 18 months
