Meet The Team

Zach Smith
Principal & COO
Zach is an experienced private lender committed to helping real estate investors succeed. Before joining Cetan Funds, he built and operated several small businesses in Eugene and Springfield, gaining hands-on insight into every facet of launching, scaling, and managing a business. These experiences shaped his belief in the importance of integrity, loyalty, and exceptional service.
An active real estate investor himself, Zach is passionate about helping Oregon developers, builders, and small businesses achieve strong returns while contributing to the region’s growth. He serves as Principal and COO of Cetan Funds, where he oversees daily operations, business development, loan origination and underwriting, portfolio management, investor relations, and fund operations.
Zach is a licensed mortgage loan originator in Oregon (NMLS #1748167). He earned his B.A. from the University of Oregon, graduating from the Robert D. Clark Honors College with a major in Psychology and minors in Business Administration and Spanish.
Cetan Funds Articles by Zach Smith
Why Oregon is a Great Location for Real Estate Investing
Real estate can be one of the most valuable assets, especially in today's volatile times. Historically, real estate has almost always been a worthwhile investment. Property values have steadily and consistently increased over time in the face of economic turbulence...
Navigating the Loan Application Process: Tips for a Smooth Experience
Navigating the loan application process for real estate financing doesn’t have to be daunting. By understanding the steps involved and knowing what to expect, securing financing can become one of the easiest parts of your real estate venture. So where do you begin?...
The Benefits of Using Cetan Funds for Your Next Real Estate Project
When you’re making a plan for your next real estate project and considering a hard money loan, we hope Cetan Funds is at the top of your list. The principles we adhere to make us stand out as a private lending option. We call this the Cetan Advantage. By delivering on...
Hard Money Loans Explained: What You Need to Know
Have you been thinking about other ways to invest your time and money into something that will help you grow your financial wealth? Making sound financial investments certainly helps you build wealth for the future and reach your life goals, and one of the most tried...
A New Way to Invest in Oregon Real Estate: Cetan Opportunity Fund
Are you looking for a way to build wealth through real estate in the beautiful state of Oregon? Cetan Opportunity Fund could be just what you’re looking for. This real estate debt fund, launched in 2023, offers a rewarding opportunity for investors to invest in real...
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