Resources
The State of the Industry
If 2025 taught the real estate market anything, it’s that “normal” is no longer a reliable benchmark. Working directly with borrowers throughout the year gave us a ground-level view of where deals stalled, where banks pulled back, and how experienced investors adapted...
Private Money Rehab Loan on Vacation Rental in Welches, Oregon
Cetan Funds recently funded a private money rehab loan for a vacation rental property in Welches, Oregon, just outside Mt. Hood. Welches is a well-known year-round destination, and the property’s size and location made it a strong candidate for a value-add short-term...
Cetan Funds 2025 Project Awards: Six Standout Private Loan Projects from the Year
2025 was not an easy year for real estate investors in Oregon and Southwest Washington. Higher rates, tighter bank credit, softer buyer demand, and rising construction costs forced investors to be more disciplined and creative than they had been in years. At Cetan...
Rental Rehab Loan on 1031 Improvement Exchange in Tualatin, Oregon
Cetan Funds recently funded a rental rehab loan in Tualatin, Oregon for an experienced repeat borrower using a 1031 improvement exchange. The borrower had just sold a duplex and wanted to roll the sale proceeds into a new investment property without paying immediate...
A Complete Guide to Fix and Flip Financing
Smart investors know that profitable flips come down to a few timeless principles. Here are a few pearls of wisdom seasoned investors live by when it comes to successful fix and flip projects. Fix and flip projects have long captured the spotlight through endless TV...
Ground-up Construction Loan for Spec Home in Eugene, Oregon
Cetan Funds recently funded a ground-up construction loan in a desirable hilltop subdivision in Eugene, Oregon. The borrower is an experienced local contractor building a speculative home for his own investment portfolio alongside his regular contracting business. The...
10 Common Mistakes in Real Estate Investing & How to Avoid Them
We all make mistakes; it's part of life and business. But when it comes to real estate investing, whether you're taking on a new construction build or a fix-and-flip rehab project, too many missteps will cost you big time. One of the benefits of working with a private...
Residential Bridge Loan on a Single-Family Rental in Eugene, Oregon
Cetan Funds recently funded a residential bridge loan in Eugene, Oregon for a pair of seasoned investors with a strong real estate portfolio and significant equity in their properties. The loan was secured by a single-family rental home in a desirable neighborhood...
Speculative Construction vs. Pre-Sold Homes: Which Path Is Right for Oregon Builders?
In Oregon’s evolving housing market, builders and investors often face a strategic decision: pursue speculative construction (spec builds) or focus on pre-sold, contract builds designed for individual buyers. Both approaches have merit, but understanding the...
New Construction Financing in Prineville Oregon | Four-Unit Rental Project
Cetan Funds recently funded a new construction loan in Prineville, Oregon for a local builder adding three new housing units across two tax lots. The project consists of a 3-bedroom single-family home with a detached ADU, plus an additional detached ADU next door on a...